What Will I Learn?
Our immersion program will educate you in all of these trends and show you how to capitalize on them to make an established financial institution an innovator and worthy partner to the fintech ecosystem.

Retail Banking
A huge range of fintech startups are challenging incumbent consumer banks, with each new firm focused on a small range of products. These early-stage companies are highly customer-centric, put technology and software at the heart of everything they do and target underserved consumers. They have raised billions of dollars in venture capital and have tens of millions of users, yet they face the need to monetize customers and generate profits. Where startups like Affirm, Lending Club and LendUp experiment with new ways to give consumers credit, Bill.com, PayNearMe and Square are redefining payments. Chime, Denizen and Step, meanwhile, are pioneering mobile-first daily banking.

Commercial Banking
Startups in this B2B sector are offering niche products designed to capitalize on gaps left by incumbent banks. Where Azlo focuses exclusively on financial services for entrepreneurs, Oxygen offers banking and credit to freelancers and gig economy workers. Platform Bill.com help businesses automate back-office operations while Square and Stripe are billion-dollar unicorns in the payments vertical. Other fintech challengers in this space build mobile applications to perform various business functions including checking accounts, travel and expense management, corporate debit cards, and corporate prepaid cards.